TY - JOUR
T1 - Mental health and debt collection
T2 - a story of progress? Exploring changes in debt collectors’ attitudes and practices when working with customers with mental health problems, 2010–2016
AU - Evans, Jamie
AU - Fitch, Christopher
AU - Collard, Sharon
AU - Henderson, Claire
PY - 2018/4/27
Y1 - 2018/4/27
N2 - Background: In recent years, the UK debt collection industry has taken steps to improve its policies and practices in relation to customers with mental health problems. Little data, however, have been collected to evidence change. Aims: This paper examines whether the reported attitudes and practices of debt collection staff when working with customers with mental health problems have changed between 2010 and 2016. Method: This paper draws on descriptive and regression analyses of two cross-sectional surveys of debt collection staff: one conducted in 2010 and one conducted in 2016. Results: All variables analysed show statistically significant changes between 2010 and 2016 indicative of improved reported attitudes and practices. Conclusions: While results suggest an improvement in attitudes and practice may have occurred between 2010 and 2016, research is required to understand this potential shift, its likely causes, and concrete impact on customers.
AB - Background: In recent years, the UK debt collection industry has taken steps to improve its policies and practices in relation to customers with mental health problems. Little data, however, have been collected to evidence change. Aims: This paper examines whether the reported attitudes and practices of debt collection staff when working with customers with mental health problems have changed between 2010 and 2016. Method: This paper draws on descriptive and regression analyses of two cross-sectional surveys of debt collection staff: one conducted in 2010 and one conducted in 2016. Results: All variables analysed show statistically significant changes between 2010 and 2016 indicative of improved reported attitudes and practices. Conclusions: While results suggest an improvement in attitudes and practice may have occurred between 2010 and 2016, research is required to understand this potential shift, its likely causes, and concrete impact on customers.
KW - debt
KW - debt collection
KW - financial difficulty
KW - financial services
KW - Mental health problems
UR - http://www.scopus.com/inward/record.url?scp=85046012114&partnerID=8YFLogxK
U2 - 10.1080/09638237.2018.1466040
DO - 10.1080/09638237.2018.1466040
M3 - Article (Academic Journal)
C2 - 29701492
AN - SCOPUS:85046012114
SN - 0963-8237
JO - Journal of Mental Health
JF - Journal of Mental Health
ER -